Azentri
Free tool

Expense report generator

Enter expenses, get a finished report: itemized lines, category subtotals, mileage computed at the current IRS rate, and signature lines. Print it to PDF or download the CSV. Free, no signup, and nothing you enter leaves your browser.

DateCategoryMerchant / descriptionAmount
IRS business rate: 76¢/mi Jul–Dec 2026, 72.5¢/mi Jan–Jun 2026. A mileage line takes its own rate in the box beside the miles.

Expense report

DateCategoryMerchant / descriptionAmount
Expenses appear here as you enter them above.
Total$0.00
Employee signature / date
Approved by / date

Ramp can do this work for you

Ramp corporate cards capture the receipt by text at the moment of purchase, code each transaction to your accounting categories, and sync to QuickBooks or NetSuite, so the monthly report stops being anyone's job. The core product is free, and Ramp customers save an average of 5%.

See Ramp through Azentri

Azentri is an authorized Ramp referral partner.

What makes an expense report complete

An expense line has three jobs: show what was spent, why it was business, and where it books. The date and merchant cover the first. The description carries the business purpose. The category does the coding. Category subtotals let accounting book the whole report in one pass, and the signature lines create the approval trail that separates a business expense from a personal one in an audit.

Mileage works differently. Personal vehicles on business are reimbursed per mile at the IRS standard rate, not for fuel receipts. The 2026 rate is split: 72.5 cents per mile through June 30, then 76 cents from July 1. A mileage line needs the trip purpose and the miles. The generator applies the rate and shows the math on the report. Purchases are one half of job cost; the labor burden calculator prices the hours.

Category and receipt reference

CategoryWhat belongs in itReceipt
Airfare & transitFlights, trains, rideshare, parking, tolls$75 and up, per IRS; most policies say always
LodgingHotel room and taxes; minibar and movies are personalAlways, any amount (IRS rule)
MealsBusiness meals with the who and why noted$75 and up; note attendees and purpose regardless
FuelFuel for company vehicles and rentals$75 and up; most fuel stops are under it, keep them anyway
MileagePersonal vehicle on business, at the IRS rateNo receipt; log date, purpose, and miles
Materials & suppliesJob-site materials, parts, small tools$75 and up; invoices preferred for job costing
Software & subscriptionsLicenses and SaaS bought outside procurementAlways in practice: the invoice carries the term

IRS thresholds are from the substantiation rules for accountable plans (Publication 463). Company policy can be stricter and usually is.

Expense report questions, answered

What should an expense report include?

Each line needs the date, the merchant, what was bought and why (the business purpose), a category that maps to your chart of accounts, and the amount. The report as a whole needs the employee, the period covered, category subtotals so accounting can code it in one pass, a total, and signature or approval lines. Receipts ride along as attachments. That set satisfies what an accountant needs to book the expenses and what an IRS accountable plan expects for reimbursement.

Do I need a receipt for every expense?

Under IRS substantiation rules, documentary evidence is generally required for lodging of any amount and for other expenses of $75 or more. Below $75 the IRS requires a record of the amount, date, place, and business purpose, which the report itself provides. Most companies set a stricter policy, commonly receipts for everything above $25, because card statements alone don't show what was purchased.

What is the IRS mileage rate for 2026?

2026 has a split rate: 72.5 cents per mile for business driving from January 1 through June 30, and 76 cents per mile from July 1 through December 31 after a mid-year adjustment. The generator defaults to the current second-half rate, and the rate field is editable for reports covering the first half of the year.

How do I calculate mileage reimbursement across the 2026 rate change?

Multiply miles by the rate in effect when the driving happened: miles from January 1 through June 30 pay 72.5 cents each, miles from July 1 on pay 76 cents. A report that spans the change needs two mileage lines, one per rate period: 400 miles in June and 400 in July reimburse $290 plus $304, not 800 miles at either single rate. The generator's mileage rate is editable per line, so a split report is two lines with the right rate on each.

How soon should employees submit expense reports?

The IRS accountable-plan safe harbor treats expenses as substantiated within a reasonable time when they're reported within 60 days of being incurred, and excess advances returned within 120 days. In practice most companies run a monthly cycle tied to the accounting close. Reimbursements under an accountable plan are not wages, so they stay off W-2s and payroll tax.

Where does the data I enter go?

Nowhere. The generator runs entirely in your browser: nothing you type is uploaded, stored, or seen by us. Printing and the CSV download happen locally, and refreshing the page clears the report.

Should I use this or an Excel template?

The generator does the arithmetic, applies the IRS mileage rate, subtotals by category, and produces a clean printable report without formula errors. A spreadsheet template makes sense when your company mandates a specific workbook or the report needs to feed a spreadsheet workflow, and the CSV export here opens in Excel or Google Sheets for that case.

This free tool is provided as is. Nothing presented here is legal, tax, or financial advice.

End the monthly report cycle

Monthly reports, shared cards, and receipt chasing are a standing tax on operations. We set up cards and controls that capture receipts and code spend at the moment of purchase.